Capitec Loan – Apply For A Personalised Term Loan

Capitec Loan – Apply For A Personalised Term Loan

Capitec loans will help you make it a reality within a few hours or days. If you are able to switch your existing bond on Capitec loans you will be offered a more competitive interest rate on your home loan. Once you move in you can pay a lower rate and pay monthly.

Capitec Loan – Apply For A Personalised Term Loan

Apply for a Capitec loan can be done in different ways you can choose to apply online, through the app or you can choose to visit the nearest Capitec branch. You should also be able to provide some necessary documents when applying. For instance, your original identification document will be required, your current salary slip, and any original bank statement showing your salary deposits into your account. A marriage certificate and a divorce court order will be required also.

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Does Capitec Bank Give Personal Loans?

Capitec personal loan offers numerous financial services for lenders. It offers insurance, loans, transactions, and other saving programs. In case you need funds for emergency purposes like cash to renovate your home pr cash to travel out for vacation you might want to consider a capitec bank personal loan. They offer loans within a few hours and they are quite reliable.

Benefits Of Capitec Consolidation Loans

Capitec home loans have amazing benefits which it offers to their customers especially if you are a lender. Come with me let’s take a look at some of these benefits.

  • It is quick and easy and you can apply online with just 4 steps.
  • Capitec consolidation loans helps you get a dedicated property finance consultant. And this consultant will guide you through the process of applying.
  • You will be given the opportunity to track your application online.
  • Get a more competitive interest rate based on your personal profile.
  • You don’t even need to worry about paying new bond or home loan fees. These costs can be paid as part of your capitec home loan.
  • You can also get up to 50% off bond attorney fees.

Government employees applying for a new home Capitec Loan or switching their existing bond can get a discounted interest rate. Note that this offer is only for government workers only.

Criteria For Capitec Loan Application

There are certain criteria lenders need to observe before you can successfully apply for a Capitec loan. And these criteria include the following below.

  • You must be above 18yrs.
  • You must have a recent stamped bank statement and a salary slip or better still pension letter.
  • All lenders must be salary earners and their salary must be paid to your bank account.
  • You must either be employed or earning a pension.
  • Should have been with your current employer for nothing less than 2months.

These criteria are very important and you must pass them before you can apply. Finally, ensure that you haven’t been placed under debt review because it will lead to disqualification. I hope this article was helpful.

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